Most people look ahead to retirement and imagine it will be amazing, anticipating the thrill that freedom brings. No early mornings or working late nights, time to spend doing the things you enjoy with the people you like. And yet, when retirement arrives many find it isn't quite what they expected.
People are living far longer now, and as a consequence are often far more lively when they retire. So many are used to running around, living busy lives at work and at home, and the calm of retirement comes as somewhat of a shock. This is where a bit of planning can really change your experience of retirement.